Liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result.
Public Liability Insurance provides cover in the event of damage to third party property. If you were ever put into a situation which made your company liable to be sued, having the right insurance can give you the cover you need.
Environment Liability Insurance covers the cost of repairing environmental damage arising from both common law claims and claims arising from UK and EU legislation.
Product Liability Insurance protects the insured against the cost of compensation for personal injuries caused by your faulty product(s), loss of or damage to property caused by your faulty product(s) or un-foreseeable circumstances such as product faults that your quality control system could not identify.
Employers Liability Insurance protects a business from claims made against it for injury or illnesses to employees following an alleged breach of health and safety.
If you are a Sole Trader, we deal with a number of insurers who can offer competitive liability insurance. These policies can normally be extended to include Own and Hired in Plant, Contract Works and Personal Accident.
If you are a Contractor or if your business requirements are more complex as you work in a hazardous industry, we have access to a wide panel of insurers who have experience in your trade and have the relevant knowledge and expertise to accommodate your risk. We work with insurers and clients on Risk Management to ensure that the best possible terms are obtained.
Many of our clients work in hazardous locations, or are deemed to be working in a high risk trade due to the nature of their work. This is where our lengthy experience in arranging high risk liability insurance benefits our customers as we undertake in depth risk analysis of your business activities and portray all aspects of a risk to insurers –ensuring the correct cover is arranged.
Directors and Officers Insurance. While Directors & Officers Liability cover may often be seen as unnecessary and not a core insurance consideration, claims can be made against the Directors & Officers within your organisation from your shareholders, fellow directors and employees through to your creditors, funders, customers and regulatory bodies. That’s why we offer a Directors & Officers Liability Insurance solution that should be as integral to your business as your other insurance covers.