Trades and professional insurance is a specialist type of business insurance product which provides cover for the risks which professionals and skilled tradespeople experience during the course of their work.
A trades insurance policy can be built to include different covers. Typically, a trades insurance policy would include public liability, to protect you in the case of claims made against you by members of the public. Employers’ liability, to protect you from claims brought about by employees who have suffered injury or illness in the course of their work for you, and, professional indemnity, to protect you in the case of claims made against you for professional negligence. There are also additional covers available for tools, vehicles and other equipment.