Blog

When you start a business, you immediately expose yourself to certain risks. With the myriad of different insurance products available for businesses, it can be difficult to see the wood for the trees...

If you make your living from property as a landlord – you need to make sure that you have the right insurance. So, what kind of cover do you need when you are letting property?

Workplace safety within the waste and recycling industry has been highlighted by the HSE again as they announce a programme of inspections during October – December 2019. The aim of the inspections is to identify those businesses who are failing to protect the health and welfare of employees through unsafe practices.

The Association of British Insurers has recently reported that 99% of claims against Cyber Insurance in 2018 were successful and resulted in a pay-out. This represents one of the best claims acceptance rates across all insurance products.

Run-off cover is like an extension of your Professional Indemnity policy, which only begins when your full professional indemnity cover ends.

Here at GM Insurance we specialise in commercial insurance. Although we are experts in insurance for the waste, recycling and skip hire business, this is by no means the only types of businesses we deal with. From landlords to shop and salon owners, we have a wide range of commercial policies available to cover your business.

Over the last few months, we have looked at the ins and outs of various different types of insurance... This month we turn our attention to Product Liability Insurance.

Professional indemnity insurance offers protection for businesses which provide a professional service, handle client data or intellectual property.