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Focus on... Small Business Package Insurance

Focus on... Small Business Package Insurance

Small businesses make up the majority of the business community in the UK and small business owners are probably some of the most pressed for time, multi-taskers out there. Small business owners and managers often wear many hats a the same time, from customer services to accounts and marketing.

Some small business stats courtesy of the Federation of Small Businesses:

  • Small businesses accounted for 99.3% of all private sector businesses at the start of 2018 and 99.9% were small or medium-sized (SMEs).
  • There were 5.6 million small businesses at the start of 2018 (1.4 million of these were employing businesses).
  • Total employment in SMEs was 16.3 million; 60% of all private sector employment in the UK.
  • The combined annual turnover of SMEs was £2.0 trillion, 52% of all private sector turnover.

Whether you run a shop, salon, restaurant, cafe or any other type of small business. Spending time figuring out what insurance you need is time you would probably feel was more productive doing something else.

Commercial insurance can be a complex and time consuming business though, especially when it comes to ensuring you have everything that you need to protect your business and your livelihood. But, we are the first to admit that searching for insurance is probably not the most exciting way to spend your time!

For this reason, it is worth considering whether a package insurance policy would be the most appropriate for your business.

Package insurance for businesses can provide cover for your stock and contents, business premises, employers liability, public liability and product liability, all under one policy, with one renewal date. As specialist insurance brokers to businesses, both large and small, we can provide cover which is tailored to the specific needs of your business.

Package insurance could save you time and money, especially if you currently have more than one policy to cover your business, allowing you to get on and run your business with the peace of mind of knowing you are fully covered and that your legal obligations in terms of insurance are met.

If you would like more information on Package Insurance - get in touch.

Renewal Info


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